The SEC’s proposal suggests that XRP could help unlock $27 trillion from global nostro accounts, starting with $5 trillion in U.S. holdings. Of that, $1.5 trillion could be released through XRP-based infrastructure to facilitate Bitcoin purchases for national reserves.
As part of the SEC’s revised stance, XRP is now being considered a payment network, setting the stage to resolve Ripple’s long-standing legal challenges. This shift could formally end the years-long dispute between Ripple and the SEC, offering much-needed clarity for investors and institutions.
The proposal also recommends that the Department of Justice lift banking restrictions and encourages Federal Reserve and OCC mandates for integrating XRP-based liquidity solutions using the XRPL network.
With legal clarity within reach, XRP is poised for a significant breakout. Analysts suggest that this could ignite a bull run similar to 2017, especially as XRP recently broke out of a six-year consolidation phase—entering a potential price discovery phase in the near future.
The SEC proposes a standard 24-month implementation timeline or an accelerated 6–12 month schedule—marking a new era for Ripple and XRP.