The raging debate around the crypto community on the de-centrality of Ripple has raised myriad questions of the digital asset’s real utility. Meanwhile, as most people hold that the coin might not be decentralized as it should for a cryptocurrency; given the fact that it cropped from a single company. <a href="http://davidschwartz.com/">David Schwartz,</a> Ripple’s Chief Technology Officer set out to clear the debate.  Schwartz outlined that several crypto proponents talk about XRP and its ledger, and their use cases but fail to consider the reason most entities are implementing the technology. In a bid to help XRP followers understand the various intricacies of the XRP ledger, David posted a publication on Ripple’s website. 
<h2>Cryptoverse Divisionism</h2>
Schwartz began by shunning the project conservatism that takes place in the crypto space, where proponents support only one project without taking note of the input from the entire crypto community. The rise of these separation has inhibited the growth of the industry as a whole, and hence it's potential to develop in the coming years. Further on, he notes that the industry would perform much better through <a href="https://www.cms.gov/Regulations-and-Guidance/Legislation/EHRIncentivePrograms/index.html?redirect=/EHrIncentivePrograms/">the promotion of interoperability </a>among different blockchain ideas, projects, and startups.   This way, the industry can easily tap into the full potential of decentralization and possibly manage to solve existing challenges. The weight of this statement, could necessitate Ripple’s need to support interoperability in the crypto industry, through its XRP ledger. 

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<h2>Ripple Censorship Policy</h2>
Additionally, the <a href="https://www.investopedia.com/terms/c/chief-technology-officer.asp">Chief Technology Officer </a>highlighted the working and inner structure of the XRP ledger. Stating that the ledger performs in a way to totally enforce complete decentralization, while maintaining a strong censorship policy.

As a result of the policy, no single entity across the network would have the ability to make central decisions. Hence, once a transaction is added to the ledger, it is not possible to change or rescind it.

Finally, the use cases for Ripple are beyond. For instance, some c<a href="https://www.cryptoknowmics.com/crypto/the-reason-banks-are-not-using-ripple-james-sangalli/">ommercial banks are utilizing XRP</a> high liquidity support and using it for cross border transactions.

Ripple (XRP) CTO Clearing Concerns About  Decentralization of XRP Ledger

Richard is a versatile fintech analyst with a deep understanding of blockchain domains. As much as technology fascinates him, he finds the intersection of both technology and finance mind-blowing. The firm belief that fintech will drive the future has brought him to the crossroads of Fintech discoveries and transmission of immutable data to a wider audience.

Ripple (XRP) CTO Clearing Concerns About Decentralization of XRP Ledger

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