Schwartz began by shunning the project conservatism that takes place in the crypto space, where proponents support only one project without taking note of the input from the entire crypto community. The rise of these separation has inhibited the growth of the industry as a whole, and hence it's potential to develop in the coming years. Further on, he notes that the industry would perform much better through the promotion of interoperability among different blockchain ideas, projects, and startups. This way, the industry can easily tap into the full potential of decentralization and possibly manage to solve existing challenges. The weight of this statement, could necessitate Ripple’s need to support interoperability in the crypto industry, through its XRP ledger.
Additionally, the Chief Technology Officer highlighted the working and inner structure of the XRP ledger. Stating that the ledger performs in a way to totally enforce complete decentralization, while maintaining a strong censorship policy.
As a result of the policy, no single entity across the network would have the ability to make central decisions. Hence, once a transaction is added to the ledger, it is not possible to change or rescind it.
Finally, the use cases for Ripple are beyond. For instance, some commercial banks are utilizing XRP high liquidity support and using it for cross border transactions.